Mortgage Sales Management In Austin Texas}

Mortgage sales management in austin texas

by

Jonathan Blocker

Today is a great day to contact your Austin mortgage broker if you are a homeowner considering getting a refi.

Just when we thought the big refinance boom was over, suddenly, the Feds surprise us all by dropping rates again. Right now, mortgage rates are at their lowest levels in years, which means a great opportunity for Austin homeowners to take cash out of their homes and use it to pay off that high-interest, non-tax-deductible, unsecured debt.

This will have several benefits: first of all, unless you have a credit card through a local credit union, you will definitely get a better interest rate. Since their pet Congressmen threw the honest working people of America under the bus for them, credit card companies have been having a grand old time raising customers interest rates through the roof even when they make their payments on time!!! (Read the fine print MBNA says they can raise your interest rate any time for any reason.)

Second reason is that your interest on an equity loan is usually tax-deductible. There was a time when a person could write off credit card interest, but the Reagan tax reforms back in the 1980s eliminated that for average working people. Consolidating your high-interest, unsecured debt into a low-interest home equity loan could mean substantial savings come tax time!

The third reason is that it could improve your credit score. Carrying a load of unsecured debt doesnt do great things for ones credit rating. Get rid of it now by calling your Austin mortgage broker and starting the process.

The Austin mortgage broker represents not one, but hundreds of companies with different programs. Regardless of your particular credit situation, theres a solution for you and because these different programs are competing for your business, chances are much better that youll get the deal of a lifetime!

Heres one more issue to think about if youre in an adjustable rate mortgage those will only adjust upwards. Meanwhile, as home values keep falling around the country, a lot of people are finding that at the same time their house payments are rising, theyre home arent worth as much so they wind up owing more on it than it can be sold for! Heck of a situation, isnt it?

If youre in an ARM, its time to get out. Lock in a low fixed rate, get cash out, pay off those nagging credit cards and take control of your finances todayits as easy as a phone call or an email to your friendly local Austic mortgage broker.

Jonathan Blocker has years of experience with

mortgages

and

refinances

in Texas. He deals with companies that provide the most affordable mortgage rates for existing and soon to be homeowners throughout Texas

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Mortgage sales management in austin texas}